Rates
as of 2/4 |
30-Year Fixed
4.875%
5.106% APR |
30-Year Fixed FHA
5%
5.814% APR |
15- Year Fixed
4.5%
4.719% APR |
15-Year
Fixed FHA
4.625%
5.395% APR |
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Required Documents |
Related Pages
· Home
Buying Process
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Loan Process
· What can you
afford?
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When to get Qualified
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- Past two (2) years W-2
statements
- Pay Stubs covering the
last (30) thirty days
- Three most recent
monthly bank statements
- Most recent
transaction summary of 401K, IRA, or Mutual Fund
Accounts
- Photocopies of any
stocks or certificates of deposits
- Copy of the purchase
and sale agreement
- If you are currently
renting….either 12 months canceled rent checks or the
name and address of your current landlord
- If divorced…a fully
executed divorce decree
- For a refinance...a
copy of the deed, and most recent tax bill
- A letter of
explanation for any known credit problems
For self employed
borrowers, employed in sales, paid by commission, or owns
rental real estate:
- Two (2) years signed
personal tax returns - including all schedules
- If self-employed
through a corporation, last two years corporate returns
as well as a year-to-date profit and loss statement and
balance sheet
Different programs require
varying amounts of documentation. The loan program you
select may require more or less documentation. Please
contact us for a free,
no-obligation consultation.
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Illinois Office
230 South Buchanan Suite A
Edwardsville, IL 62025 Phone: (618)
659-8500 Toll-Free: (800) 965-0125
Fax: (800) 771-6925 e-mail:
info@americanhomelendingusa.com
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Mississippi Office
589 Northpark
Drive Suite C
Ridgeland, MS 39157
Phone: (601) 899-0113
Toll-Free: (800) 965-0125
Fax: (662) 796-0210 e-mail:
info@americanhomelendingusa.com
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Lending USA, LLC. All
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