Rates
as of 2/4
30-Year Fixed
4.875
%
5.106% APR
30-Year Fixed FHA
5
%
5.814% APR
15- Year Fixed
4.5%
4.719% APR
15-Year Fixed FHA
4.625%
5.395% APR
Benchmark Home loans Toll-free 1-800-965-0125
Benchmark Home Loans Setting the Industry Standard and providing nationwide mortgage lending
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Required Documents

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 Related Pages
 · Home Buying Process
 · Loan Process
 · What can you afford?
 ·
When to get Qualified


 

 

  • Past two (2) years W-2 statements
  • Pay Stubs covering the last (30) thirty days
  • Three most recent monthly bank statements
  • Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
  • Photocopies of any stocks or certificates of deposits
  • Copy of the purchase and sale agreement
  • If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord
  • If divorced…a fully executed divorce decree
  • For a refinance...a copy of the deed, and most recent tax bill
  • A letter of explanation for any known credit problems

For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:

  • Two (2) years signed personal tax returns - including all schedules
  • If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.

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Illinois Office
230 South Buchanan Suite A
Edwardsville, IL 62025
Phone: (618) 659-8500
Toll-Free: (800) 965-0125
Fax
: (800) 771-6925
e-mail: info@americanhomelendingusa.com

Mississippi Office
589 Northpark Drive Suite C
Ridgeland, MS 39157
Phone: (601) 899-0113
Toll-Free
: (800) 965-0125
Fax
: (662) 796-0210
e-mail: info@americanhomelendingusa.com


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